How To Repair Your Credit

By LaToya Irby, About.com

Don’t let anyone fool you into thinking you need to hire a professional to repair your credit. The truth is, there is nothing a credit repair company can do to improve your credit that you can’t do for yourself. So, save yourself some money and the hassle of finding a reputable company and repair your credit yourself.

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The Lending Triangle - Key to Qualifying

When you apply for a mortgage the bank looks at three main criteria: Your Income, Your Assets and Your Credit. Picture these arranged in a triangle. The stronger they are the larger your triangle. The larger your triangle, the higher your chances that your loan application will be approved.