First-Time Home Buyer Tax Credit

A tax credit of up to $8,000 is available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009.

Saving Money By Picking a Better Credit Card

As hard as it is to get your teenager to kick the charging habit, one thing you can do to lessen the financial impact is to choose cards with better terms. Doing so can save you thousands of dollars in fees and interest.




The Federal Reserve bank has published a free 13-page e-book to help you know what your options are. Click here to get your free copy.

The Story of Dave Ramsey's Financial Turnaround

You may have heard about financial guru Dave Ramsey. He's an author, has a radio program and gives good solid advice about getting your financial house in order.
There was an article about his story in our church magazine a few weeks ago.




Here's the link to the story, I found it inspiring.

Enjoy it here.

100 Great Tips For Saving Money For Those Just Getting Started

This article has a great collection of simple ideas that can add up to make an important difference in your financial life.



Here's the article, "100 Great Tips For Saving Money For Those Just Getting Started"

The collection is written by Trent Hamm, author of the book "365 Ways to Live Cheap"

Understanding Loan Modifications

I created a presentation to explain the loan modifications process during a seminar.
Video not displaying correctly? Click to view on YouTube.

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Do You Have a History of Problems With Money and Debt?

I'm talking to many people these days about their current problems with their mortgage and other bills. For some the squeeze is due to a job loss, or other recent event. For the rest they have had problems for many years.




To determine if your problem is longer term, answer these 15 questions and score yourself.

Ten Questions to Ask When Choosing a Financial Planner

A big part of the mortgage planning advice that I give involves integrating the mortgage into a person's overall financial plan. If you do not have a financial planner in your life now, I can recommend several excellent ones.



If you are looking for a guide to hiring one, you have come to the right place. The link below will take you to: Ten Questions to Ask When Choosing a Financial Planner